${site.data.firmName}${SEMFirmNameAlt}
Best Of the Best 2014 - By the Readers of The Placer Herald Best Of the Best 2015 - By the Readers of The Placer Herald Placer Herald | Best Of the Best 2016 - Rocklin

FAMILY LAW ATTORNEYS

ROCKLIN: 916-780-0848 FOLSOM: 916-365-4941
Free ½ Hour Consultations

Main Navigation

Focused on reducing the emotional and financial toll to your family.

Offering divorce and family law options to fit
your needs, and focused on reducing the emotional
and financial toll to your family.

Social Security, divorce, and ex-spouses

Some California residents who have gone through a divorce might be unaware that they may be able to claim Social Security benefits based on the work record of their ex-spouse. They must have been married for at least 10 years. They must not be remarried, and the benefits they would receive from their spouse's work record must exceed what they would get from their own record. A person can claim up to 50 percent of the benefit their spouse would receive in these circumstances. The ex-spouse's own benefits will not be reduced.

Since Social Security benefits are calculated based on a person's work record, some people may not reach the 10 years minimum of work required to begin drawing benefits. Others may have made considerably less income than their former spouse.

People can begin drawing Social Security benefits as early as at age 62, but those benefits will be permanently reduced. Furthermore, if the other spouse has not yet begun drawing benefits, the clamaint must have been divorced for at least two years.

This ability to claim on an ex-spouse's earnings record can be important to financial security in retirement particularly for people who divorce later in life Even if a person has not worked outside the home, unless there is a prenuptial agreement, other assets acquired during the marriage, such as a home and a retirement account, are considered marital property to be split in the divorce. A couple may decide to sell the home and divide the proceeds. For retirement accounts, there may be complexities around tax obligations to consider. They may want to get advice from their respective attorneys on these and other matters.

No Comments

Leave a comment
Comment Information
Contra Costa County | Bar Associa The State Bar of California Placer County Bar Association Collaborative practice california IACP
Miller & Associates, Attorneys LLP

Miller & Associates, Attorneys LLP
6542 Lonetree Boulevard
Rocklin, CA 95765

Phone: 916-780-0848 
Fax: 916-780-0787

Miller & Associates, Attorneys LLP
850 Iron Point Road, Suite 113A
Folsom, CA 95630

Phone: 916-365-4941 
Fax: 916-780-0787


Follow Us On

Facebook Twitter
Yelp

Our Office Directions

Rocklin Law Office Map Folsom Law Office Map

Privacy Policy | Business Development Solutions by FindLaw, a Thomson Reuters business.